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Rates |
Date Last Updated:
July 3, 2008 |
Certificates of
Deposit & Retirement Accounts |
Savings Accounts
Checking
Accounts | Mortgage Loans
Certificates of Deposit &
Retirement Accounts
CD Specials
|
| Term |
Minimum Balance Required |
Annual Percentage Yield |
|
| 13 Month Special |
$10,000 |
3.50% |
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IRA Specials
|
| Term |
Minimum Balance Required |
Annual Percentage Yield |
|
| 13 Month Special |
$10 |
3.25% |
|
| 24 Month Special |
$10 |
3.25% |
|
Regular Offerings: Annual Percentage Yield Based on Balance
|
| Term |
$2,000 to $9,999 |
$10,000 to $24,999 |
$25,000 and over |
| 91 Day |
1.90% |
2.10% |
2.20% |
| 182 Day |
2.10% |
2.30% |
2.40% |
| 10 Month |
2.10% |
2.30% |
2.40% |
| 12 Month |
2.40% |
2.60% |
2.70% |
| 18 Month |
2.50% |
2.70% |
2.80% |
| 24 Month |
2.60% |
2.80% |
2.90% |
| 30 Month |
2.70% |
2.90% |
3.00% |
| 48 Month |
2.80% |
3.00% |
3.10% |
| 60 Month |
2.90% |
3.10% |
3.20% |
| Note: All Terms are Available for IRA Investments. |
Rates subject to change. Fees may
reduce earnings on your account. A penalty may be imposed for
early withdrawal of a CD.
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Savings
& Checking Accounts
Savings & Checking
|
| Type of Account |
Minimum Opening Deposit |
Minimum Balance for APY |
Interest Rate |
APY |
| Statement Savings |
$100 |
$100 |
.300% |
.30% |
| Childrens Savings |
$25 |
$25 |
.300% |
.30% |
| Prestige Money Market Savings |
$2,500 |
$500,000 and over |
2.175% |
2.20% |
| Prestige Money Market Savings |
$2,500 |
$100,000 to $499,999 |
1.980% |
2.00% |
| Prestige Money Market Savings |
$2,500 |
$50,000 to $99,999 |
1.735% |
1.75% |
| Prestige Money Market Savings |
$2,500 |
$10,000 to $49,999 |
1.485% |
1.50% |
| Prestige Money Market Savings |
$2,500 |
$2,500 to $9,999 |
.645% |
.65% |
| Prestige Money Market Savings |
$2,500 |
$1 to $2,499 |
.250% |
.25% |
| IRA Savings |
$100 |
$1 |
.745% |
.75% |
| Health Savings |
$1 |
$500,000 and over |
2.175% |
2.20% |
| Health Savings |
$1 |
$100,000 to $499,999 |
1.980% |
2..00% |
| Health Savings |
$1 |
$50,000 to $99,999 |
1.730% |
1.75% |
| Health Savings |
$1 |
$10,000 to $49,999 |
1.485% |
1.50% |
| Health Savings |
$1 |
$2,500 to $9,999 |
.645% |
.65% |
| Health Savings |
$1 |
$1 to $2,499 |
.250% |
.25% |
| Value Checking |
$100 |
$100 |
.895% |
.90% |
| Premier Checking |
$1,000 |
$1,000 |
.395% |
.40% |
| Premier Plus Checking |
$1,000 |
$1,000 to $4,999 |
.395% |
.40% |
| Premier Plus Checking |
$1,000 |
$5,000 to $24,999 |
.645% |
.65% |
| Premier Plus Checking |
$1,000 |
$25,000 and over |
.895% |
.90% |
| 50+ Interest Checking |
$100 |
$10,000 and over |
.645% |
.65% |
| 50+ Interest Checking |
$100 |
$1,000 to $9,999 |
.395% |
.40% |
Rates subject to change. Fees may
reduce earnings on your account.
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Mortgage Loans
No Discounts - No Origination Fee
Fixed 15 Year Mortgage
|
| Rate |
Points |
Orig. Fee |
APR* |
Mo. Payment |
| 6.125% |
0 |
0 |
6.145% |
$1,701.25 |
| *APR (Annual Percentage Rate) is based on a $200,000 conventional loan amount with 20% down, no PMI costs, and $803.42 in pre-paid closing costs. Ask for a disclosure of all fees before making a decision since lenders label fees differently. |
No Discounts - No Origination Fee
Fixed 30 Year Mortgage
|
| Rate |
Points |
Orig. Fee |
APR* |
Mo. Payment |
| 6.625% |
0 |
0 |
6.637% |
$1,280.62 |
| *APR (Annual Percentage Rate) is based on a $200,000 conventional loan amount with 20% down, no PMI costs, and $844.52 in pre-paid closing costs. Ask for a disclosure of all fees before making a decision since lenders label fees differently. |
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Rates are subject to change. Actual APR and interest rates may vary based on credit. Please contact us for current rates.
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